Ingredients

1 (1 ounce) package taco seasoning mix

1 (16 ounce) can refried beans

1 (8 ounce) package cream cheese, softened

1 (16 ounce) container sour cream

1 (16 ounce) jar salsa

1 large tomato, chopped

1 green bell pepper, chopped

1 bunch chopped green onions

1 small head iceberg lettuce, shredded

1 (6 ounce) can sliced black olives, drained, and jalapenos

2 cups shredded Cheddar cheese

1 lb ground beef (I sometimes blend with hot Italian sausage)

Preparation

Brown meat seasoned with taco seasoning. Add 1/2 the Salsa and 1/2 the cheese. In the dish, spread he ingredients in separate layers, and top off with olives and jalapenos.